Risk Management - How We Protect You and Your Transactions
Wouldn’t you like to be confident that you and your business are comprehensively protected by your E&O insurance — and that you’re not paying too much for that coverage?
No other company takes the regular protection of real estate sales associates as seriously as Ashby & Graff Real Estate.
Other companies often only cover injuries at your office. Ashby & Graff Real Estate's Open House and Showings coverage extends coverage to injury and property damage that may occur during open houses, showings or other selling activities.
Members may consult with Plan Attorneys on matters related to an insured real estate transaction, if not considered a claim under the definition in the policy (any demand for money or services), where the Member serves in a professional capacity. This includes general questions regarding the use of boilerplate forms or the quality or use of disclosure forms. Sales Associates may utilize this service but only with the Broker's knowledge and consent.
CONTRACT AND DOCUMENT REVIEW
Members may fax or e-mail documents to Risk Management for review and comment on by an attorney for any matter related to an insured real estate transaction where the Member serves in a professional capacity. Sales Associates may utilize this service but only with the Broker's knowledge and consent. Document Review is limited to one half hour of attorney time per matter. The Plan may designate counsel of its choice to provide this service to the Plan Member.
Set Yourself Apart from the Competition with Our Seller Protection Plan
Want to get the best new listings and stand out from the competition?
When you join Ashby & Graff Real Estate, you and your client both get reliable Real Estate Errors and Omissions coverage. With the Seller’s Protection Plan (SPP), each homeowner who lists with you can get at least $25,000 in home sellers insurance E&O coverage. This protects them in the event that a disgruntled buyer comes back and files a claim after the close.
- Agent Protection: Uninsured sellers who are sued by buyers often respond by suing their agent. But when they are protected by our seller’s E&O, that risk is eliminated.
- Seller Protection: With the SPP, your sellers are protected from disgruntled buyers for 180 days from close of escrow, and can extend the term for an additional 180 days.
And with the purchase of a qualified home warranty, you can increase the seller’s E&O coverage by up to $50,000.You can share the benefits of the Seller’s Protection Plan with your clients at your initial listing meeting. Explain that your broker provides E&O insurance coverage to protect them in case something goes wrong after the sale (even though it's highly unlikely)
This value-added benefit gives you a competitive edge and will help you get more referrals and listings!